FinOS

SYSCOHADA (revised) · UK GAAP · French GAAP · IFRS

Your figures, available the day you need them.

Describe the transaction in one sentence: FinOS writes it to the rules of your framework.

Your financial statements, your tax and your company's value are recomputed at every entry.

Your accountant, your bank or your investors read them live, within the access you grant them.

No card required. No commitment.

Start with the figure you actually care about

Three figures, one value range. No account, no card.

XAF
XAF

Equity value

45 900 000 XAF to 86 062 500 XAF

Sector multiples, illiquidity and size discounts included.

Inside a FinOS file, this calculation starts from your own bookkeeping instead of being retyped: it follows your entries.

Who it is for

The owner with no finance team

You want to know where you stand without waiting for your accountant, and to hand your bank a balance sheet you are not ashamed of.

Solo, then Company

The external accountant or auditor

You work on the same data as your client, live, with no file round-trips and no stray version.

Company

The company raising or selling

You need a capitalisation table that agrees with the balance sheet, a valuation you can rebuild by hand, and statements you can export.

Company, then Fund

One chain, from the bank line to the amount payable

Four steps, and nothing is retyped between them. The previews below are the product's own screens, with the figures of a demonstration file.

01

Your movements

Bank, mobile money and cash box in one place, each in its currency. Today's balance, not last quarter's.

PositionDemonstration file, amounts in XAF
AccountTypeBalance
AfrilandBank12 480 000
Orange MoneyMobile money4 260 000
Caisse boutiqueCash box1 500 000
Total18 240 000
02

Your entries

Dictate the transaction or drop in the invoice. The entry is drafted to the rules of your framework, balanced, and you review it before it reaches the books.

The entryDemonstration file, amounts in XAF

« Invoice of 5,200,000 to SCI Bonanjo for the audit engagement »

AccountDebitCredit
4110 Clients5 200 000
7060 Prestations de services5 200 000

The entry balances.

Review every line: nothing is saved until you approve it.

03

Your statements

Balance sheet, income statement, cash flow, changes in equity and notes. Every line unfolds down to the document. Exportable as PDF, Excel and Word.

Balance sheetDemonstration file, amounts in XAF

Assets

Fixed assets24 000 000
Trade receivables31 500 000
Cash18 240 000
Total assets73 740 000

Liabilities

Share capital10 000 000
Reserves and profit32 340 000
Trade payables21 400 000
Tax payables10 000 000
Total liabilities73 740 000

The balance sheet balances.

04

Your tax

From accounting profit to the amount payable, line by line, with the article behind each rate and the condition that triggers it.

From accounting result to amount payableDemonstration file, amounts in XAF
Accounting result18 000 000
Add-backsTax penalty, non-deductible expense1 200 000
Taxable result19 200 000
Gross tax (25 %)4 800 000
Additional council rate (10 %)480 000
Tax due5 280 000
Trigger
Annual turnover of 3 billion CFA francs or less.
Source
General Tax Code, article 17 bis (1). Corporate tax technical note, Directorate General of Taxation.
Text checked on 30 August 2026

A tax you cannot trace back to an article is a tax you cannot defend under audit.

This is a firm's doctrine, put into software. Three consequences, visible on screen.

Every rate carries its source

The text that grounds it, the condition that triggers it, and the date that text was last reviewed. You can override it, and the override is recorded.

Every valuation can be rebuilt by hand

Multiples stated, discounts itemised, the whole calculation shown. A value you cannot reconstruct in front of a buyer does not hold in a negotiation.

Your cap table agrees with your balance sheet

The capitalisation table is reconciled against the share capital actually booked. If the two diverge, FinOS says so rather than letting you publish the gap.

Your framework, your country

The framework sets your chart of accounts and how your statements are presented. The country suggests one, you decide, and it can change later without touching your entries.

The tax module covers Cameroon and the United Kingdom today. Elsewhere, bookkeeping and statements work; the tax return does not apply yet.

SYSCOHADA (revised)
the seventeen OHADA countries
UK GAAP
United Kingdom
French GAAP
France
IFRS
everywhere else, and to report to a parent company

Who stands behind it

FinOS is written by GJO & Partners, a financial advisory firm registered in London. We use it to keep our own books, under UK GAAP, on a British chart of accounts: what you see on screen is what we look at every day.

GJO&PARTNERS LTD, company no. 17319883, 128 City Road, London EC1V 2NX.

The first month is free

No card is asked for the trial. At the end of the month you pick a plan, or you export your data.

Trial

Free

1 month

  • Every feature open
  • 1 company, 1 user

Recommended to start

Solo

5 USD

/ mois

  • Every feature of the product
  • 1 company, 1 user

Company

25 USD

/ mois

  • Everything in Solo, without the limits
  • Unlimited users, accountant and auditors invited

Fund

On request

depending on the number of holdings

  • Scope agreed with you
  • Reports shaped for your investors
See the full table

What people ask before starting

If I stop, do I get my data back?

Yes. Your statements, your general ledger and your cap table export as PDF, Excel and Word at any time, including once the trial has ended and you have taken no plan.

Do I have to retype everything?

No. A trial balance and a general ledger import from CSV or Excel. The trial balance creates your chart of accounts and posts the opening entry; the import is rejected in full if debits and credits do not balance.

Can my accountant work in it?

Yes. You invite them with the accountant role, your auditors with a read-only one. Each sees what their role allows, on the same data as you, live.

Does it replace my accountant?

No, and it is not meant to. FinOS hands them books that are current instead of a folder at year end. It is a tool, not an accountancy engagement: your filings remain your responsibility.

Is my data safe?

The database is hosted in the European Union, in Ireland. Separation between files is enforced by the database itself, row by row, not by the application alone. A recorded entry cannot be edited: it is reversed, and the journal keeps both gestures.

What about the AI assistance?

It drafts a proposed entry, never a recorded one. Nothing reaches the books without your review. You choose the provider, or none: in that case nothing leaves the service.

Open your file

One month, every feature open, no card required. If it does not suit you, you export your data and you leave.

No card required. No commitment.